Master Card Introduction & Review
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mastercardMasterCard is a technology company and one of the central forces in the payment industry. The company has been a leader in the industry for over four decades now and has contributed a great deal to the global economy. Providing a number of different payment options, including credit cards and debit cards, MasterCard helps make the payments industry safer, more efficient, and more available to all users.

A Brief History of MasterCard

The company was first established in 1966, as a group of bankers created a member-owned association that later became MasterCard. The company quickly made its presence known throughout the United States as well as Mexico, Japan, Europe, and China. In the 1980s the company established the world’s first truly global online debit program, opening up a whole new world of possibilities.

Throughout the 1990s, electronic payments became even more widespread, and MasterCard responded by developing new payment technologies to offer enhanced convenience, speed, and efficiency. In 2000 and beyond, the company continued to innovate, creating unique products services, such as the MasterCard Advisors, prepaid cards, and more.

From day one, MasterCard established itself as a company focused on meeting the diverse needs of customers worldwide. It met that need then, and it continues to do so today with its myriad of product and service offerings.

The Products Offered By MasterCard

MasterCard offers a variety of different products and services to its customers. Each product and service is designed to meet the unique needs of customers with varying needs. MasterCard is most widely known for its secure and efficient credit cards, debit cards, and prepaid money cards.

Available Credit Cards

MasterCard serves customers in both the personal and business world. Depending on your needs, you can secure credit financing through either a personal or business card. Even within these arenas, MasterCard offers a variety of different card options.

Personal credit cards vary in terms of benefits, annual fee, intro rate, and more; however, these cards are designed to offer customers the benefits that are personalized specifically to them. Some of the available personal credit cards are the Barnes & Noble MasterCard, the Miles & More Premier World MasterCard, the BuyPower Card World Elite MasterCard, and more.

There are a number of different options for business owners as well. Again the benefits offered with these cards vary but are designed to meet the unique needs of today’s business owners. One of the most popular business cards today is the Hawaiian Airlines Business MasterCard, which features a bonus 35,000 miles, a low annual fee, and low APR.

Available Debit Cards

MasterCard offers several different debit cards as well. The specifics for each card but the varieties include the Standard Debit MasterCard, the Enhanced Debit MasterCard, and the World Debit MasterCard. These cards can be used for anything from purchasing groceries to securing travel overseas. Each card is also equipped with unique safety features so you never have to worry about making a purchase with your card. These cards also feature worldwide acceptance and the convenience of 24-hour banking.

Available Prepaid Cards

Prepaid credit cards are a relatively new electronic payment choice, but MasterCard still leads the options in this sector as well. Prepaid cards available through the company offer a variety of features including reloadable capability, various designs, and a wide range of credit limits. These cards feature the unique benefit of being able to preload the card and spend the already loaded amount, so there is no worrying about going over the credit limit. These cards are also an easy way to give a gift or transfer money if necessary.

Services Offered By MasterCard

MasterCard doesn’t simply offer credit cards. It also offers a variety of credit card and debit card services. The company offers over 1,000,000 ATM locations worldwide, so wherever you are, you’ll never be without an option to get some quick cash. The company also offers a number of different mobile apps for your convenience as well. MasterCard offers MasterCard Nearby, Google Wallet, MasterCard Easy Savings, and MasterCard Concierge as handheld, mobile options. The company also makes it easy to report a lost or stolen card with its widely available customer service reps able to assist 24 hours a day, 7 days a week.

Benefits of Using MasterCard

With as vast a history as MasterCard has, users can feel comfortable with a credit company that has lasted so long if nothing else. However, the company also offers a number of additional benefits to customers aside from merely a longstanding tradition of service. Some of the most notable benefits of MasterCard include the extended warranty program, purchase assurance, price protection, and satisfaction guarantee.

When it comes to looking for the right credit card company, there are several things to consider. With the variety of products and services available through MasterCard, consumers and businesses can’t go wrong. From credit cards to prepaid cards, MasterCard offers all of the different forms of electronic payments. Plus, all of the products offered through MasterCard are designed to be secure, efficient, and reliable. With enhanced security features and technology that is as up-to-date as possible, MasterCard is as effective a payment option as they come.